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Insurance for Overseas Students

Medical Insurance

For International Students, Mainland Chinese Students, and Overseas Chinese Students (those who still do not meet the eligibility requirements for National Health Insurance after the expiration of their overseas Chinese insurance coverage period).

① Overseas Chinese Students(including Hong Kong & Macao)

  • To ensure the health of overseas Chinese students medical care in case of injury or illness, in accordance with the Overseas Community Affairs Council’s Guidelines for the Operation of Overseas Chinese Students’ Medical Insurance, new overseas Chinese students and students from Hong Kong and Macao who are not yet eligible to participate in the National Health Insurance can participate in the Overseas Chinese Students’ Medical Insurance (hereinafter referred to as Overseas Chinese Insurance) during the first semester of enrollment.

The insurance period is total 6 months. If the student who still not eligible for National Health Insurance after the expiration of the insurance period, they will join the Overseas Students Medical Insurance (hereinafter referred to as Medical Insurance).

  • Fee：Overseas Chinese Students Medical Insurance fee: NTD 600/ semester (insurance fee is NTD 1,200, NTD 600 as subsidy from Overseas Community Affairs Council and students afford the rest of NTD 600).The fee won’t refund after enrollment.

② International and Mainland China Students

  • To ensure the health of overseas Chinese students medical care in case of injury or illness,those who have resided in Taiwan for less than 6 months are eligible for National Health Insurance(hereinafter referred to as NHI) but may participate in Overseas Students Medical Insurance.
  • Fee: NTD 3,000/semester（NTD 500/month）The fee won’t refund after enrollment.

Procedure of Applying for Medical Insurance Claim

  • Visit the clinics/hospitals with National Health Insurance logo
  • Visit OIA (R303, Administration Bldg. II) and hand in the documents.
  • Required Documents:
  1. Application Form (Download 理賠申請書(11409新版) )
  2. Receipt (original)
  3. Certificate of Diagnosis (original)
  4. Bank Passbook (copy)
  5. ARC or Entry Permit (copy)
  • Detail of Medical Health Insurance

(外籍生) 國泰人壽醫療保險方案 (2025.07版)

  • Max claim of clinic or emergency: NTD 1,000/day
  • Max claim of ward’s fee: NTD 1,000/day
  • Max claim of hospitalization costs: NTD 120,000/time

Detail of Medical Insurance (Overseas Chinese Students)

(僑生) 僑務委員會僑生傷病醫療保險作業要點

(1) Outpatient Care:

1. Diagnosis, treatment, or surgery

2. Medications and injections

3. Materials necessary for treatment, as well as tests and examinations

(2) Inpatient Care:

1. Diagnosis, treatment, or surgery

2. Medications and injections

3. Materials necessary for treatment, as well as tests and examinations

4. Nursing care, third-class hospital beds, and meals

NOTE: Feng Chia University Special Contract Medical Institution (adjacent clinics and hospitals)

Note: The number of participating medical clinics may increase or decrease each semester, please refer to the latest website announcements.

National Health Insurance (NHI)

For International Students, Mainland Chinese Students, and Overseas Chinese Students who hold residence permits and have resided in Taiwan continuously for 6 months or have left the country once for no more than 30 days, and whose actual residence period, after deducting the days of departure, is calculated to be 6 months.

Procedure for joining NHI

  • How to count the days of joining the insurance: Enter Taiwan with a Resident Visa, and it will start from your entry date; for those with Visitor Visa or entry permit, it will only start from the date the visa has transferred to a resident visa.
  1. Without any departure after entering: Start from the entry date+6 months
  2. Depart for once within 30 days: Start from the entry date + 6 months- departure days
  3. Depart once over 30 days: The resident days would start all over again, which means to start from the latest entry date and the rule would be followed as 1 or 2.
  4. Depart for a few amounts of times: The resident days would start all over again; start from the latest entry date + 6 months- departure days

NHI Fee

  • Following the regulations, the university will include the health insurance premiums payable by overseas students in the tuition and fees bill for each semester, and the student will pay it at the same time when he/she registers.
  • The insurance fee for overseas students is NT$826 per month (according to the current fee schedule of the Health Insurance Bureau). The insurance fee is payable from September to February (NT$4,956) for the first semester and from March to August (NT$4,956) for the second semester.
  • However, to protect the safety of students, before they are eligible to enroll in health insurance, they must apply for international student medical insurance, and the university will help to apply for it at a rate of $500 per month.

Transfer-out of National Health Insurance

  • Students who have part-time jobs, please visit OIA to carry out the Transfer-Out procedure.
  • For students who are under graduation/ suspension/ withdrawal/ expulsion/ family dependents, OIA would carry out the Transfer-Out procedure.
  • Students would have to participate in National Health Insurance by their own or employer if they are not leaving Taiwan.

Remark

  • You may apply for a health insurance card after enrolling in health insurance. The Office of International Affairs (OIA) will assist with the initial application.
  • Only the first health insurance card is issued free of charge. A NT$200 fee will be charged for reissuance.
  • New students may apply for National Health Insurance (NHI) after residing in Taiwan for 6 consecutive months. Leaving Taiwan once within that period (no more than 30 days) is permitted.
  • Health insurance is mandatory. Failure to enroll after becoming eligible may result in a fine of NT$3,000 to NT$5,000.
  • If your ARC, entry permit, or visa status changes or expires, your NHI coverage becomes invalid. You must then apply for ISMI (International Student Medical Insurance) at OIA.
  • After graduation, if you remain in Taiwan, you must go to the District Office to apply for NHI transfer and continue paying premiums. Failure to do so may result in back charges.
  • Foreign residents will lose NHI coverage once their ARC or entry permit expires, and will be withdrawn from the NHI system.

All the fee and regulations mentioned above are followed by National Health Insurance Administration, Ministry of Health and Welfare.

Central Division, National Health Insurance Administration

Address: No.66, Shizheng N. 1st Rd., Xitun Dist., Taichung City 407666, Taiwan, R.O.C.

Tel: (04)22583988