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Insurance for Overseas Students

Medical Insurance for Overseas Students

Applicants and fee

Hong Kong & Macao and Overseas Compatriot Students:

  • According to the Act of Overseas Chinese Students Medical Insurance from Overseas Community Affairs Council, Republic of China, new overseas compatriots, HK & Macao students are not qualified to join the National Health Insurance. Therefore, those not qualified must join Overseas Chinese Students Medical Insurance for 6 months in the first semester; at the end of 6 months, if you’re still not qualified, you would join International Student Medical Insurance instead.
  • Overseas Compatriot Students Medical Insurance fee: NTD 600/ semester (insurance fee is NTD 1,200, NTD 600 as subsidy from Overseas Community Affairs Council and students afford the rest of NTD 600)

International and Mainland China students

  • Before qualifying for National Health Insurance, you must join International Student Medical Insurance.
  • Fee: NTD 3,000/semester or NTD 500/month

Procedure of Applying for Medical Insurance Refund

  • Visit the clinics/hospitals with National Health Insurance logo
  • Visit OIA (R303, Administration Bldg. II) and hand in the documents.
  • Required Documents:
  1. Application form
  2. Receipt with the original one
  3. Certificate of diagnosis with the original one
  4. Copied cover of your bank passbook
  5. Copied of ARC or entry permit

Detail of Health Insurance

  • Max claim of clinic or emergency: NTD 1,000/day
  • Max claim of ward’s fee: NTD 1,000/day
  • Max claim of hospitalization costs: NTD 120,000/time

 

National Health Insurance (NHI)

International, overseas compatriot, HK, Macao, and Mainland China students with ARC or entry permits are required to join National Health Insurance after staying in Taiwan for 6 months continuously.

Procedure for joining National Health Insurance

  • How to count the days of joining the insurance: Enter Taiwan with a Resident Visa, and it will start from your entry date; for those with Visitor Visa or entry permit, it will only start from the date the visa has transferred to a resident visa.
  1. Without any departure after entering: Start from the entry date+6 months
  2. Depart for once within 30 days: Start from the entry date + 6 months- departure days
  3. Depart once over 30 days: The resident days would start all over again, which means to start from the latest entry date and the rule would be followed as 1 or 2.
  4. Depart for a few amounts of times: The resident days would start all over again; start from the latest entry date + 6 months- departure days

Insurance premium payment method and amount

  • Following the regulations, the university will include the health insurance premiums payable by overseas students in the tuition and fees bill for each semester, and the student will pay it at the same time when he/she registers.
  • The insurance fee for overseas students is NT$826 per month (according to the current fee schedule of the Health Insurance Bureau). The insurance fee is payable from September to February (NT$4,956) for the first semester and from March to August (NT$4,956) for the second semester.
  • However, to protect the safety of students, before they are eligible to enroll in health insurance, they must apply for international student medical insurance, and the university will help to apply for it at a rate of $500 per month.

Transfer-out of National Health Insurance

  • Students who have part-time jobs, please visit OIA to carry out the Transfer-Out procedure.
  • For students who are under graduation/ suspension/ withdrawal/ expulsion/ family dependents, OIA would carry out the Transfer-Out procedure.
  • Students would have to participate in National Health Insurance by their own or employer if they are not leaving Taiwan.

Remark

  • You may apply for a health insurance card after enrolling in health insurance (OIA will apply the card for you), but only the first time a health insurance card is issued free of charge; after the second time, a card production fee of NT$200 is required.
  • New students may apply for health insurance if they have been in Taiwan for 6 months and are allowed to leave the country once within 6 months for no more than 30 days.
  • Health insurance is mandatory and failure to enroll after qualifying for health insurance may result in a fine of $3,000 to $5,000.
  • If you overstay your ARC, or entry permit or change your visa, your health insurance will be invalidated, and you should apply for ISMI International Student Medical Insurance at OIA.
  • If you continue to stay in Taiwan after graduation, you need to go to the District Office to apply for a transfer and pay health insurance premiums, otherwise, you will be charged for the arrears.
  • A foreign resident will lose NHI entitlement once their ARC or entry permit expires, and they will be withdrawn from the NHI.

All the fee and regulations mentioned above are followed by National Health Insurance Administration, Ministry of Health and Welfare.

Central Division, National Health Insurance Administration

Address: No.66, Shizheng N. 1st Rd., Xitun Dist., Taichung City 407666, Taiwan, R.O.C.

Tel: (04)22583988